Money, debt and credit
Whose income is whose, what debt each of you carries, credit scores, savings targets, giving, and who pays what. Financial secrecy is one of the most common sources of early-marriage conflict.
Premarital · engaged couples
Premarital counseling that covers what the wedding planning doesn't
Most engaged couples spend hundreds of hours on the ceremony and almost none on money, children, family, faith, conflict and intimacy. Two Hearts premarital preparation is guided by Pastors Leo and Tarran Carter, ordained in 2005, with more than 30 years of marriage-counseling experience between them.
What we cover
The eight conversations to have before the wedding
Every topic below has a guided conversation guide inside the app, so you can keep working between sessions.
Children and parenting
Whether, when, how many, and how you were each raised. Discipline, schooling, faith formation, and what you will do differently from your own parents.
Faith and beliefs
How can two walk together unless they agree? Worship, prayer, church home, tithing, and how you will make decisions when your convictions differ.
Family and in-laws
Holidays, boundaries, aging parents, money loaned to family, and the patterns from your parents' marriage you are each carrying into this one.
Conflict and repair
How each of you was taught to fight — raise your voice, go silent, leave the room. What a fair pause looks like, and how you come back and repair.
Intimacy and expectations
Intimacy starts long before the bedroom: attention, sharing, respect, and honest conversation. Expectations about sex, affection, and being pursued belong out loud, not assumed.
Fear, joy and irritation
What each of you is quietly afraid of, what genuinely makes you happy, and the small daily things that grate. Naming these early prevents years of guessing.
Roles and partnership
Work, chores, calendars, rest, and how decisions actually get made when you disagree. Partnership is negotiated, not assumed.
See the full set of guides on the talking points page, or start with the five-pillar check-up.
Engaged, newly married, or trying to recover — start the same way
Preparation and repair use the same muscles: honest conversation, a fair way to fight, and someone experienced in the room. Take the free seven-day guide first; it costs nothing and it will show you quickly where you two actually stand.
Questions
Premarital counseling FAQ
- What is premarital counseling?
- Premarital counseling is guided preparation before the wedding. Instead of waiting for problems, an engaged couple works through the areas that most often strain a marriage — money and credit, children and parenting, faith and beliefs, in-laws and family history, conflict patterns, expectations, and intimacy — with someone experienced guiding the conversation.
- How long does premarital counseling take?
- Most couples do four to eight sessions of 50 minutes. Two Hearts couples usually pair sessions with the in-app premarital program, so the weeks between sessions still move things forward.
- How much does premarital counseling cost?
- A Two Hearts pastoral session is $95 for 50 minutes, or $340 for a pack of four and $640 for eight. The app itself is $29 per month or $249 per year for both partners together.
- Do we need premarital counseling if we already live together?
- Living together answers logistics, not covenant. Couples who already share a home still tend to have unspoken assumptions about money, extended family, children, faith, and what commitment means when things get hard. That is exactly what preparation surfaces.
- Is Two Hearts premarital counseling licensed therapy?
- No. Leo and Tarran Carter are ordained pastors with over 30 years of marriage-counseling experience. This is pastoral marriage mentoring — spiritual and practical relationship guidance, not licensed clinical therapy or mental health treatment.
- Can we do premarital counseling online?
- Yes. Every session is 50 minutes by video with both partners on the call, evenings and weekends included, so distance and work schedules are not a barrier.
Two Hearts provides pastoral marriage mentoring. Leo and Tarran Carter are ordained pastors, not licensed therapists, and Two Hearts does not diagnose or treat mental health conditions. What pastoral mentoring is and isn't.